Few agents know both riverfront and the Myrtle Creek market from lived experience. Kimmy does.

The local picture matters. Affordable in-town homes, riverfront lots, and up the North Myrtle and South Myrtle roads, real ranch country — pasture bottoms with timbered slopes that pencil for cattle, horses, or hunting.
Kimmy brings the specialty side. The North Umpqua, South Umpqua, main-stem Umpqua, and a hundred named creeks — Douglas County is defined by moving water. Riverfront is the best thing you'll ever own and the easiest to buy wrong: floodplains, setbacks, bank stability, and water rights all shape what a river property is truly worth.
Tucked where Myrtle Creek meets the South Umpqua River, this historic mill town is surrounded by steep timbered hills and hidden valley ranches. It's a tight-knit community where property comes with elbow room and the river is a five-minute walk from almost anywhere.
| Population | ~3,500 |
| Drive to Roseburg | 20 minutes |
| Known for | Millsite Park · South Umpqua River · Horse Creek covered bridge (historic) |
| Lifestyle | Summer swimming holes, Friday night football, and some of the county's best bang-for-buck acreage. |
You want an agent who combines genuine riverfront expertise with parcel-level Myrtle Creek knowledge. Kimmy Karlovich lives the rural Douglas County life daily — horses, land, hunting, rivers — and serves Myrtle Creek as core territory (about 20 minutes from her Roseburg base). Call 541-643-9509 for a straight local conversation.
Douglas County applies riparian setbacks along fish-bearing streams, and FEMA floodplain rules govern construction in mapped flood zones. Buildable riverfront above the floodplain is the sweet spot — and it's exactly what Kimmy screens for.
If the home sits in a mapped Special Flood Hazard Area with a mortgage, flood insurance is required and can be significant. Homes on elevated benches outside the flood zone often need none. An elevation certificate settles it — Kimmy helps you get one during diligence.
Only with a water right. Some riverfront parcels carry existing surface-water rights; otherwise, new rights are difficult to obtain. Kimmy verifies existing rights with the Oregon Water Resources Department before you count on green pasture.
Whether you're buying your first five acres or selling the ranch that raised you — call, text, or email. Kimmy answers.
541-643-9509